Monday, July 20, 2009

After Divorce, Opening Bank Account

It may seem a bit counter-intuitive, but the less money you have, the more the banks charge you in fees, especially if you have a below average credit score and don’t quality for overdraft protection in conjunction with your checking account. So, if you’re trying to rebuild your financial stability after a divorce, you’ll want to find a bank or credit union that offers high interest rates, low fees and checking and/or saving account options that best meet your needs.

If you walk into any bank or credit union in hopes of opening an account, you’ll quickly discover you have a multitude of choices for each type of account. You’ll probably see promotions for “Totally Free Checking” or “Checking with Interest,” but to obtain the awesome deals being advertised, you typically need to open the account with a high initial deposit, and then maintain a high balance. Otherwise, the account becomes subject to a variety of different fees and ongoing charges that add up quickly.

Keep reading here

Wednesday, July 8, 2009

Is it My Place or Yours?

So long, Venus and Mars: Once they become a couple, men and women are from the same planet, a new University of Florida study finds. The study confirms that men are more preoccupied with sex than women, but both bond in an intimate relationship.

“Men experience a lot of pressure in our society to have sex with a number of different partners, the opposite of what women experience as kind of the gatekeepers of sexuality,” said Paul Perrin, a UF graduate student in psychology and one of the study’s researchers. “Once they enter a relationship, however, the pressure on men to have sex is not as strong and the pressure on women to not have sex goes away.”

Keep reading here